Old vs new tax regime
Add your income and deductions to see which regime leaves more money with you.
Up to ₹1,50,000 counts
Up to ₹1,00,000 counts, including parents
The tax-free part of your HRA, from your payslip or HR
Up to ₹2,00,000 counts for a house you live in
Up to ₹50,000 counts
The New regime saves you ₹1,05,300 this year.₹1,05,300
New regimeSaves more
Taxable income₹14,25,000
Total tax₹97,500
Per month₹8,125
Old regimeSaves more
Taxable income₹12,75,000
Total tax₹2,02,800
Per month₹16,900
Estimate for FY 2025–26, including 4% cess and basic surcharge. Rules change with every Budget, so confirm on the Income Tax portal or with a CA before filing.
This is general educational information based on the numbers you entered, not personalised investment advice. Please consult a SEBI-registered investment adviser before making investment decisions.
Income tax slabs for FY 2025–26
| Taxable income | Tax rate |
|---|---|
| Up to ₹4 lakh | 0% |
| ₹4 lakh to ₹8 lakh | 5% |
| ₹8 lakh to ₹12 lakh | 10% |
| ₹12 lakh to ₹16 lakh | 15% |
| ₹16 lakh to ₹20 lakh | 20% |
| ₹20 lakh to ₹24 lakh | 25% |
| Above ₹24 lakh | 30% |
Standard deduction: ₹75,000 · No tax payable up to ₹12 lakh of taxable income, thanks to the section 87A rebate.
| Taxable income | Tax rate |
|---|---|
| Up to ₹2.5 lakh | 0% |
| ₹2.5 lakh to ₹5 lakh | 5% |
| ₹5 lakh to ₹10 lakh | 20% |
| Above ₹10 lakh | 30% |
Standard deduction: ₹50,000 · No tax payable up to ₹5 lakh of taxable income, thanks to the section 87A rebate.